Creditor Harassment

Plano Creditor Harassment Attorney

Helping Clients With Creditor Harassment Matters in Texas

Are you being harassed by creditors? Do you feel like you're drowning in debt and don't know where to turn? LoBue Law is here to help. Our experienced Plano and Dallas Creditor Harassment Attorneys can help you put an end to the constant phone calls, emails, and letters from creditors.

Our Plano and Dallas Creditor Harassment Lawyers have years of experience dealing with creditors and know how to protect you from their aggressive tactics. We understand that dealing with creditors can be overwhelming and stressful, but our team is here to help you navigate the process and find a solution that works for you.

Call LoBue Law today at (972) 694-6400 or contact us online to schedule a consultation with our creditor harassment lawyer in Plano.

What is Creditor Harassment?

Creditor harassment often occurs when creditors or debt collectors use abusive, unfair, or deceptive tactics to collect a debt. While creditors have the legal right to seek repayment, they need to follow specific rules outlined in the Fair Debt Collection Practices Act (FDCPA). Violating these rules is considered harassment and can result in legal action against the creditor or collection agency.

Common forms of harassment include repeated phone calls, threats of legal action, and false statements about the debtor’s rights or obligations. A Plano creditor harassment attorney can help you safeguard your rights and ensure that debt collectors are held accountable for their actions.

Examples of Creditor Harassment

Common examples of creditor harassment include:

  • Excessive or Repeated Phone Calls: Constantly receiving phone calls from a creditor, especially several times a day or during non-business hours, is a form of harassment. Debt collectors are only permitted to contact you during reasonable hours and cannot call repeatedly to annoy or harass you.
  • Threatening Violence or Harm: No debt collector is allowed to use threats of violence or physical harm to compel payment. If a collector makes such threats, they are violating both federal and state laws.
  • Publicly Shaming You: A creditor cannot publicly disclose your debt or shame you into paying it. This includes posting information about your debt on social media or threatening to tell your employer or friends about it.
  • Using Profane or Abusive Language: Debt collectors are prohibited from using profane, obscene, or offensive language during any communication with you. Verbal abuse or intimidation tactics are clear violations of the FDCPA and the TDCA.
  • Contacting You at Work After Being Told to Stop: If you inform a creditor or debt collector that they are not allowed to contact you at work, they must respect that request. Continued calls to your place of employment are considered harassment.
  • False Threats of Legal Action: Debt collectors cannot falsely threaten legal action or claim they will garnish wages, repossess property, or have you arrested if they do not have the legal right to do so. Misleading claims like these are designed to scare you into paying, but they are illegal under the FDCPA.
  • Contacting You After You’ve Requested Communication to Stop: If you’ve sent a written request asking a debt collector to stop contacting you, they must comply. Continued calls or communication after such a request is harassment and grounds for legal action.

Local Support for Creditor Harassment in Plano & Dallas

Living in Plano or Dallas, you know how vibrant and bustling our communities are. However, dealing with creditor harassment can cast a shadow over your daily life. At LoBue Law, we understand the unique challenges faced by residents in our area. Whether you're navigating the busy streets of downtown Dallas or enjoying the suburban tranquility of Plano, constant harassment from creditors can disrupt your peace of mind.

We are well-acquainted with local resources and government entities that can provide additional support. For instance, the City of Plano and the City of Dallas both offer financial counseling services that can complement our legal strategies. However, certain scenarios may call for legal assistance to help stop creditor harassment.

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Recognizing the Issues Clients Face

One common pain point for our clients in Plano and Dallas is the aggressive tactics used by creditors, which can include relentless phone calls and letters. These actions not only invade your privacy but also add unnecessary stress to your life. Our team at LoBue Law is committed to helping you reclaim your peace by stopping these harassing behaviors.

We also understand that the cost of living in areas like Plano and Dallas can make financial struggles even more daunting. Our tailored solutions are designed to address these local economic realities, providing you with relevant and effective assistance.

By choosing LoBue Law, you're not just getting legal help; you're partnering with a team that truly understands the Plano and Dallas communities. We can help you navigate through these tough times and find a path to financial stability.

Why Choose Us?

At LoBue Law, we offer a range of services to help you deal with creditor harassment. Our Plano and Dallas Creditor Harassment Attorneys can help you:

  • Understand your rights as a consumer
  • Create a plan to stop creditor harassment
  • Negotiate with creditors to reduce or eliminate debt
  • File for bankruptcy if needed

Our Garland Creditor Harassment Attorneys and Lawyers are also available to help clients in that area. We understand that dealing with creditors can be difficult, but we are here to help you every step of the way.

Contact Our Plano Creditor Harassment Lawyer Today

Don't let creditor harassment control your life any longer. Contact LoBue Law today to schedule a consultation with one of our experienced Plano, Dallas, or Garland Creditor Harassment Attorneys or Lawyers. We will work tirelessly to help you get the debt relief you need and put an end to creditor harassment once and for all.

Contact LoBue Law today to get started with our Plano creditor harassment attorney.

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