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Need a Lawyer to Assist with Fair Debt Collection?

Personalized Bankruptcy and Debt-Relief Solutions

FDCPA (Fair Debt Collections Practices Act) regulates the practices of “debt collectors” and provides for a cause of action for consumers if debt collectors fail to comply with the law. If you are seeking an attorney to protect your rights against unlawful practices of debt collectors, reach out to Vinny at LoBue Law today. He is knowledgeable of the intricacies of FDCPA and TCPA compliance law and has defended a number of clients in Collin County, TX.

FDCPA prohibits the following conduct as it is considered “abusive and deceptive”:

  • Calling outside of 8 a.m.  – 9 p.m. local time for the consumer
  • Failure to comply with a written request to cease calling the consumer
  • Causing a telephone to ring in a harassing manner
  • Communicating with a consumer at their place of employment after advising not to
  • Threatening criminal prosecution, among others

What Is TCPA Compliance

TCPA (Telephone Collections Practices Act) was enacted into Federal law in 1991. While there is some overlap with FDCPA, TCPA primarily focuses on telephone communications with consumers. TCPA is a broader law in that it applies to telephone solicitations and is not limited to the collection of consumer debt. The Federal Communications Commission (FCC) has the responsibility of enforcement of the TCPA.

TCPA provides for the following:

  • Prohibits calling outside of 8 a.m. – 9 p.m. local time for consumer
  • Requires that solicitors maintain a Do-Not-Call list when requested by the consumer
  • Requires participation in the National Do-Not-Call Registry
  • Prohibits solicitations to residences with automated dialers and recorded messaging
  • Requires solicitors to provide their name, organization, phone number and address

Hire an Attorney Familiar with FDCPA & TCPA Law

The complexities of the fair debt collection and TCPA can be daunting; however, with the assistance of experienced legal counsel, you may be able to collect damages for the unlawful, abusive and deceptive practices of debt collectors. Contact LoBue Law in Collin County, TX  today for a free case evaluation.

About

Vincent (Vinny) LoBue is an attorney in Plano, TX that has a focus on loss mitigation, bankruptcy, collections, foreclosure operations and compliance. He is a Certified Regulatory Compliance Manager (CRCM), Certified Anti-Money Laundering Specialist, and a Member of the National Association of Consumer Bankruptcy Attorneys. 

CONTACT US TODAY FOR A FREE CONSULTATION

Personalized Bankruptcy and Debt-Relief Solutions

LoBue Law, PLLC, Attorneys & Lawyers  Bankruptcy, Plano, TX

LEGAL DISCLAIMER: 
The information contained on this website is presented for informational and marketing purposes only and is not to be understood as legal advice. You should consult an attorney for advice respecting your individual needs. LoBue Law looks forward to speaking with you about your particular needs. Please note, however, that the mere act of contacting our firm does not create an attorney-client relationship. As a result, you should never send any confidential information to our office until a Representation Agreement has been signed by both you and LoBue Law. We are a debt relief agency, our debt relief lawyers help people file for bankruptcy under the United States Bankruptcy Code.

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